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| DROI2310-1 | Credit Law
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| Duration : | 60h Th |
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| Credits/ECTS : |
| "licencié" in law, 3rd year | | Deuxième quadrimestre | | 8 |
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| Master in Law, Professional Focus in Business Law, 1st year | | | | 8 |
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| Master in Law, Professional Focus in Public and Administrative Law, 1st year | | | | 8 |
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| Master in Law, Professional Focus in Private Law, 1st year | | | | 8 |
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| Master in Law, Professional Focus in Private Law, 2nd year | | | | 8 |
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| Master in Law, Professional focus in Criminal Law, 1st year | | | | 8 |
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| Master in Law, Professional Focus in Labour Law, 1st year | | | | 8 |
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| Holder(s) : | Christine Biquet |
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| Language : | Langue française |
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| Course contents : | Topics of the course :
- Discussion about the classifications of different credits : loan, credit line, revolving credit, Cash withdrawal facilities, straight loan, investment credit, ...
- Contractual clauses and legal rules about interest and other charges : annual percentage rate , fixed or variable rate, simple or compound interest, usury, penalties, early repayment charge, ...
- Consumer credit : Act of 12 June 1991.
- Home credit : Act of 4 august 1992.
- Insurance and credit.
- Leasing.
- Factoring. |
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| Course objective : | Understanding of the legal and financial mechanisms on which the different credits are founded.
Critical analysis of the contractual clauses.
Calculation of the amounts due by the borrower : principal, interest, penalties, ... |
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| Prerequisites : | Obligation Theory - Guarantees et Securities Law |
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| Workshops : | .. |
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| Organization : | Second semester. |
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| Written notes : | .. |
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| Assessment : | Final exam. |
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| Contacts : | Secretary : N. Blève, office I 77, phone 04 366 31 90, nbleve@ulg.ac.be
Assistant : Office : R 9; Phone : 04 366 30 03. |
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