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| DROI2310-1 | Credit Law | ||||||||
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| Duration : | 60h Th | ||||||||
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| Holder(s) : | Christine Biquet | ||||||||
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| Course contents : | Topics of the course : - Discussion about the classifications of different credits : loan, credit line, revolving credit, Cash withdrawal facilities, straight loan, investment credit, ... - Contractual clauses and legal rules about interest and other charges : annual percentage rate , fixed or variable rate, simple or compound interest, usury, penalties, early repayment charge, ... - Consumer credit : Act of 12 June 1991. - Home credit : Act of 4 august 1992. - Insurance and credit. - Leasing. - Factoring. | ||||||||
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| Course objective : | Understanding of the legal and financial mechanisms on which the different credits are founded. Critical analysis of the contractual clauses. Calculation of the amounts due by the borrower : principal, interest, penalties, ... | ||||||||
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| Prerequisites : | Obligation Theory - Guarantees et Securities Law | ||||||||
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| Workshops : | .. | ||||||||
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| Organization : | First semester. | ||||||||
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| Written notes : | .. | ||||||||
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| Assessment : | Final exam. | ||||||||
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| Contacts : | Secretary : N. Blève, office I 77, phone 04 366 31 90, nbleve@ulg.ac.be
Assistant : Office : R 9; Phone : 04 366 30 01. | ||||||||
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ULg : Students and Studies Administration - Academic Affairs
Contact : Monique Marcourt, direction A.E.E.
Date of data : 27/02/2006
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